METRO2 DEROGATORY REPORT

The Metro2 reporting format includes several fields the credit union can use to provide special information that applies to the delinquency of a loan.  

These fields are provided in Program #4, Page 4 of 9 to allow you to report situations of which ERS is not aware.   Codes are entered manually by the credit union.

The METRO2 DEROGATORY REPORT shows anything that has been reported by the Credit Union in one of those fields.  

The following documents contain the list of codes available for each field (click to link to Credit Reporting Resource Guide, Copyrite 2000, Associated Credit Bureau's Inc. ).   When determining the code to use, read the description for that code very carefully.  Some codes require there also be a code in another field, and may also require a code to REMOVE that information when situations change.  

FOR INFORMATION CONCERNING THE USE OF THESE CODES, REFER TO THE CREDIT REPORTING RESOURCE GUIDE, OR CALL YOUR CREDIT BUREAU REPRESENTATIVE.