METRO2 COLLATERAL ACCOUNT TYPE (by industry)
NY QUESTIONS CONCERNING THE USE OF THESE CODES OR ERRORS REPORTED BY THE CREDIT BUREAU, SHOULD BE DIRECTED TO THE CREDIT REPORTING RESOURCE GUIDE (available on our website) OR THE CREDIT BUREAU.
Information taken directly from the CREDIT REPORTING RESOURCE GUIDE Copyright 2000 © Associated Credit Bureaus, Inc.
Exhibit 1
We are only showing the codes designated for "Credit Union" in the chart. For a full list of codes see the CREDIT REPORTING RESOURCE GUIDE.
Account Type Codes by Industry
The following table describes the account type codes that are reported in Field 9
|
CODE |
DESCRIPTION |
|
00 |
Auto |
|
01 |
Unsecured |
|
02 |
Secured |
|
03 |
Partially Secured |
|
04 |
Home Improvement |
|
10 |
Business Loan |
|
11 |
Recreational Merchandise |
|
12 |
Education Loan |
|
13 |
Lease |
|
15 |
Check Credit/Line of Credit |
|
17 |
Manufactured Housing |
|
18 |
Credit Card |
|
19 |
FHA Real Estate Mortgage (Terms Duration in years) |
|
20 |
Note Loan |
|
25 |
VA Real Estate Mortgage (Terms Duration in years) |
|
26 |
Conventional Real Estate Mortgage - including Purchase Money First (Terms Duration in years) |
|
37 |
Combined Credit Plan |
|
43 |
Debit Card |
|
47 |
Credit Line Secured |
|
89 |
Home Equity Line of Credit |
|
90 |
Medical Debt |
|
91 |
Debt Consolidation |
|
0A |
Time Share Loan |
|
2A |
Secured Credit Card |
|
3A |
Auto Lease |
|
5A |
Real Estate - Junior Liens and Non-Purchase Money First (Terms Duration in years) |
|
6A |
Commercial Installment Loan |
|
7A |
Commercial Line of Credit |
|
9A |
Secured Home Improvement |
|
5B |
Second Mortgage (Terms Duration in years) |
|
6B |
Commercial Mortgage Loan (Terms Duration in years) |
|
7B |
Agricultural |
|
8B |
Deposit Related |
|
9B |
Business Line Personally Guaranteed |
|
2C |
Farmers Home Administration (FmHA) Real Estate Mortgage Loan (Terms Duration in years) |
|
6D |
Home Equity |